This is PAN India application and available all across the country. Most of the times it has been observed that loan seekers are either confused or it becomes hard for them to choose between the lenders as someone offers better interest rates whereas other offers better or nil processing fees. At some point the user might get EMI holiday and at some place might get the loan insurance free of cost.
This is where iKarza – Personal loans and Credit Card comparison app can help the users decide and compare all the loans at one point with a single click and make their wise decisions. You can easily compare loans from various NBFC’s and banks like ICICI Bank, Yes Bank, Bajaj Finserv, IDFC First Bank, IIFL, DMI, Citibank, Capital First Limited, Fullerton India, Aditya Birla Finance Limited, Axis Bank, CASHe, HDFC Bank, SBI, Tata Capital, IndusInd Bank, RBL,Clix Capital, Paysense which are available or may be available in future on the application.
Emi Calculator – You can find free emi calculator with rate of interest within the app which can help you plan your spends in real
Small and Big loans – You can find loans starting from 10,000 to 2,00,000 and furthermore than that in this application on the basis of your credit ratings and past data. Your Credit Score will always play an important part in getting your personal loan or credit card approved by the banks or our partners.
Analyze spends – you can analyze where you are spending money and you can also enhance your disbursal income by optimizing your spends
Free Credit Report Check – You can check free credit score and on the basis of that you can always get the loans and cards checked.
Loan Amount: From Rs 2,000 to 300,000.
Interest Rate: Up to 32% per annum.
Processing Fee: Ranges from Rs 181 ~ Rs 801 for one-time charge, which depends on loan eligibility.
Loan Tenure: 120days and with a maximum of 240days.
For a loan processed with principal amount of Rs 2000 payable in 120 days, you will have to pay interest only Rs 188 and processing fee of Rs 322 (including 18% GST of processing fee, which is Rs 42), The total amount due would be Rs 1,317.
Age requirement must be 21 or above
Convenient and quick operation, an easy solution for emergency borrowing needs:
– Download and Install on your phone.
– Enter your phone number for registration/login.
– Choose from a wide range of products.
– Fill in your information, submit an application, and follow instructions to get your funds.
iKarza is an online portal for recommending loans.
It evaluates the customer’s credit profile based on a big data model and recommends the most suitable loan products, credit cards, and related services.