Tumiwa gives an instant loan to help everyone in Kenya who need money to grow their businesses, go shopping or finance any other emergencies.

Our platform offers:
1. Loan Amount: KSh 500 – KSh 50,000
2.Loan period: 91 days - 365 days
3.Maximum loan limit: Ksh 80,000
4.Low interest (maximum APR): 25% per year
5. Service Fee: Sh.(95-99)
6. Loan request: Need to be at least 18 years old or above

**For a representative example: If the loan amount is Ksh.2000 the total Interest should be 2000 Ksh * 26% = 520 Ksh.
We deduct the processing fee from The Loan Provided. Therefore if paid Ksh.91 for application, total repayment amount will be Ksh.(2,000 + 520 - 91) = Ksh.2,429.00

Why apply for a loan from Tumiwa?
• No Credit report required
• Available across Kenya
• As the credit score grows, the loan limit gradually increases
• Variety of convenient repayment methods
• Can apply for loan extension if you don't have enough money to repay
• Paperless and digital process on your mobile
• No collateral requirements
• Get 7/24 access to loan anytime and anywhere
• Disburse to your M-PESA directly in 1 minute once approved

Who can apply for loan
• Kenya Resident
• 18-60 years old
• has a source of income.