How to apply
1.Install the UltraNaira app.
2.Log in to UltraNaira app by registering with your phone number.
3.Fill in the basic information
4.Submit KYC documents and apply.
5.Once application is approved, UltraNaira transfers the loan directly to your bank account.
APR: Up to 36% according to customer's credit score
Loan Tenure: 91 days ~ 180days
Service fee: 0~10% according to customer's credit history
Eligibility：Between 18-60 years old
Loan Calculation Example
Loan amount: NGN. 10,000, APR: 30%, service fee: 0%, loan tenure: 91 days.
The total amount to pay on the due date is
Interest: 10,000 x 30%/365 x 91 = 748
Service fee: 20,000*0% = 0
Total amount disbursed: 10,000 (10,000 – 0)
Total amount to repay: 10,748 (20,000 + 748)
Monthly amount to repay:3,583 (10,748 / 3)
All transactions are secured with 256-bit SSL encryption. All data is transmitted over a secure connection. We will not share your data with any third parties without your consent. Your data is completely safe with us.
Address: 56C Olorunlogbon St, Lagos