-- Why choose us
1. High Credit lines: Up to 100,000 NGN on demand;
2. Low interest rates: Daily interest rate as low as 0.098%;
3. Simple procedures: Online application and instant approval;
4. Flexible repayment: You can choose to extend the due date as many times as you want by rolling over the loan; one click repayment by mobile phone.


-- Loan procedure
1. Install the Unique Money app from Google play store;
2. Register with mobile phone number and complete identity authentication;
3. Fill in the loan application form with basic information and upload your photo.
4. Confirm and submit your loan application;
5. We will review your application. Once approved, the loan will be disbursed into your bank account.
6. Please pay off the loan before the due system repayment dates. If overdue, the penalty--1% of loan amount--will be charged every day.


-- Product Features
Unique Money is a secure and reliable inclusive financial loan app. With user experience in mind, we constantly optimize and improve functions to provide users with better, faster and reassuring loan services.

1.High loan amount: apply online, up to 100,000 NGN
2.Low-interest rates: Daily interest rate 0.098%.
3.Maximum Annual Percentage Rate (APR): 35,77%
4.Loan term: 91 days (shortest, including renewal period) - 365 days (longest, including renewal period).
5.Processing Fee: The service fee is 12% of the loan amount. The service fee will be deducted from the loan amount.
6.Age requirement must be above 18+ years old.
7.For example: If the loan amount is 30000 and the interest rate is 35.77% per annum with the tenure of 91 days, after deducting the processing fee of 12%, the amount of 30000*(1-12%)=26400 will be disbursed to the customer on loan date. The interest payable is as follows :
Interest = 30000 * 35.77% / 365 * 91 = 2675.4. At the end of the 91 days, the customer needs to pay back 30000+2675.4=32675.4. The customer can also choose to pay back 32675.4/3=10891.8 per month. No other fees will be charged if the loan is paid back on time.


-- Loan Qualification
Citizens of Nigeria with BVN;
2.Above 18 years old;
3.Stable job and a legitimate source of income.


-- Safety statement
All data is stored and transmitted through secure HTTPS encryption. Without your consent, we will not share your personal information or data with any third party. The platform will ensure 100% security of your information.

-- Contact
Company name: Skitlone Nigeria Ltd.
Customer service email: [email protected]
Customer service time: 7* 24 hours.
Address: 2, MCCARTHY STREET, ONIKAN, LAGOS STATE